Total and Permanent Disability is lumpsum cover designed to give you a financial injection when you suffer a serious injury that leaves your permanently disabled and you’re unable to work.

Good reasons to have Total Permanent & Disability cover:

• Invest in retraining yourself so that you can do another job, plan your life ahead
• Pay for your spouse or family member to take time off work, so they can provide support and care at home
• Cover additional expenses such as childcare and travel to medical appointments
• Reduce debt such as mortgage or credit card payments
• Take time off work to rest and recover – often choosing to work reduced hours